Contact Us
Looking for fast payday loans online or need emergency cash today? Pause Express is here to help.
Whether you’re applying for a quick cash loan, a short-term loan, or need an instant loan approval from R300 to R4,000, our secure and simple process makes it easy. Reach out to us via phone, WhatsApp, or email, and get started with your online payday loan today. Our team is ready to assist with all your urgent loan application needs — fast, affordable, and trusted across South Africa.
Head Office
Loan Information Disclosure
Minimum and Maximum Repayment Period
Our short-term payday loans have a repayment period of up to 30 days. Clients must repay the full loan amount on their next salary date.
Maximum Annual Percentage Rate (APR)
- Annual Percentage Rate (APR): 60% fixed
- Monthly Fixed Percentage Rate: 5%
- Initiation Fee: R172.50
- Monthly Service Fee: R69.00
Representative Example
If you borrow R1,000:
- Total amount payable, including interest and fees: R1,218.78
- Number of instalments: 1
- Frequency: Monthly, due on next salary date
- Monthly Fixed Interest Rate: 5%
- Annual Fixed Interest Rate: 60%
Please note: The total repayment amount may vary depending on the term of the loan. Interest and fees are calculated according to the specific repayment period. Therefore, not all clients who borrow the same amount will repay the same total amount.
Policy Regarding Loans
Pause Financial Services offers short-term payday loans to assist with urgent cash needs. All loans are subject to affordability checks in line with the National Credit Act. Please borrow responsibly, ensure you understand the total cost, and repay on time to avoid additional fees or penalties.
Our Address
Flexi Suite No.8, First Floor, Building C, Monte Circle, Montecasino Boulevard, Sandton, Johannesburg